Can I use Vancamper Pay if I still have a loan on my vehicle?
Yes! Vancamper Pay makes loan payoff seamless for both the buyer and the seller. You don't need to pay off your loan before you sell your camper -- our payment partner (KeySavvy) will pay it off as part of the sale process and issue a temporary permit to the buyer so they can drive the vehicle home right away.
Why does this matter? In a typical private party sale you can't transfer ownership to the buyer without first paying off your loan. This creates friction for buyers because they are required to pay up front (with either cash or a cashier's cheque) without receiving the title right away. Many buyers will push back on this because the process feels risky or overly complex.
When you use Vancamper Pay, we work with your lender to pay off the loan, saving you the hassle and complexity of managing this process yourself. We charge an additional low flat fee of $99 for this loan payoff service.